Increasingly, the small eco-retreat design that made such an imprint in Costa Rica has slipped farther south into Panama. On an archipelago in the northeastern part of the country, a short boat ride from the town of Bocas del Toro, is a four-cabana lodge socked in the middle of the verdant jungle and surrounded by a working cocoa plantation. All of the cabins at La Loma Jungle Lodge were created from fallen trees and inspired by the architecture of the local Ngobe Indians. The employees are also local, including your guide through the rainforest and beach to see sloths, armadillos, small crocs called caimans, and the graceful blue morph butterfly. At dinner, lobster and conch will not be served, as the owners try to use only sustainably harvested fish like yellow jack. Rates start at $100 per person a night, including three meals, the boat ride over from Bocas town, and some of the excursions.